When did you realise you were ‘old’? Was it the day of your 50th birthday? Because that’s how advertisers and the media would like you to feel; well, the ones that actually bother advertising to you, that is!
There comes a point in our lives when it becomes necessary to make a will. It makes sound sense because not leaving a will can cause untold problems within the family.
There has recently been a devastating blow to new retirees looking to secure a stable retirement income for life, as annuity rates fall to record lows. Is there still a place for annuities following the introduction of this year’s pension reforms?
There will be a new feature on the website starting in May 2015. Members are invited to send in questions re Long Term Planning, including advice on Probate, Wills, Equity Release and Powers Of Attorney.
As the pension reforms come into effect on 6 April 2015 – offering retirees flexible access to their pension savings – there needs to be a push for people to seek professional, personally-tailored financial advice.
Sadly, there will come a time when many people will have the distressing task of arranging the funeral of a loved one. Whether it's a spouse, parent, child or sibling, their death will be traumatic enough, but the thought of going into a funeral directors premises and not knowing what to expect, can be very upsetting and daunting.